Services
Flawless document flow. Timely responses. Follow-ups so files do not sit for days. We work the file until closing, then we stay through construction until it is 100% complete.
I
Required on Standard 203(k). The same disciplined partner on HomeStyle and CHOICERenovation. We inspect to HUD Minimum Property Standards, format the contractor bid, create the Work Write-Up, and recommend every draw. Health, safety, and after-improved value — in writing.
II
Initial consultation, findings, bid guidance, Work Write-Up, material and progress draws, change orders, extensions, compliance inspections, and final close-out. We are the pivot between borrower, contractor, lender, and realtor from first walkthrough to last dollar released.
III
Every HUD Consultant is a certified home inspector. Texas files can move with TREC inspections. We flag health and safety before the bid is locked, and we can write in specialty contractors for electric, plumbing, HVAC, or structural work.
IV
Packages arrive in a format the lender already knows how to underwrite. We keep the file moving so loan officers are not translating HUD rules in the hallway. An asset on the file — protection, timeline, and compliance — through closing and every draw after.
HUD inspection, bid formatted to program standards, Work Write-Up signed by borrower, contractor, and consultant. Then underwriting and the after-repaired-value appraisal. Nothing verbal survives closing.
Material draw where the lender allows. Inspections on a typical 30-day rhythm. Contractor invoices first. Photos. Borrower approval. Permits at first draw. Ten percent holdback each time.
At 100% complete, remaining funds — or unused funds to principal. Clear title search, final after-repaired-value appraisal, holdbacks released. We do not disappear at the closing table.
After closing we stay through the entire construction process — a text, a phone call, or an email away, responding ASAP so you feel someone is on your side until the job is 100% complete. Files do not sit. Follow-ups are the job.
